{"id":813,"date":"2019-11-07T20:34:00","date_gmt":"2019-11-07T19:34:00","guid":{"rendered":"http:\/\/iglinski.pl\/?p=813"},"modified":"2020-01-01T19:49:18","modified_gmt":"2020-01-01T18:49:18","slug":"sad-blizej-frankowicza","status":"publish","type":"post","link":"https:\/\/iglinski.pl\/index.php\/2019\/11\/07\/sad-blizej-frankowicza\/","title":{"rendered":"S\u0105d bli\u017cej frankowicza"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"813\" class=\"elementor elementor-813\">\n\t\t\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-bf91f96 elementor-section-stretched elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"bf91f96\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b3c13c1\" data-id=\"b3c13c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_eae_slider elementor-section elementor-top-section elementor-element elementor-element-40c3cfde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40c3cfde\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d03c8bb\" data-id=\"4d03c8bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-93a7919 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"93a7919\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a74064 elementor-widget elementor-widget-heading\" data-id=\"3a74064\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">7.11.2019<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2740585 elementor-widget elementor-widget-heading\" data-id=\"2740585\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">S\u0105d bli\u017cej frankowicz\u00f3w<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a2685cf elementor-widget elementor-widget-text-editor\" data-id=\"3a2685cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:paragraph -->\n<em>adw. dr Artur Igli\u0144ski, Anna Kici\u0144ska<\/em>\n<br><br>\n\n<p align=\"justify\">\u00a0\u00a0\u00a0\u00a07 listopada 2019 r. to wa\u017cna data dla frankowicz\u00f3w. Tego dnia uzyskali oni kompetencj\u0119 do uruchomienia procedury uniewa\u017cnienia (w ca\u0142o\u015bci b\u0105d\u017a w cz\u0119\u015bci) umowy kredytu hipotecznego przed s\u0105dem, w okr\u0119gu kt\u00f3rego zamieszkuj\u0105. To za spraw\u0105 nowelizacji Kodeksu post\u0119powania cywilnego (\u201ek.p.c.\u201d). W poprzednim stanie prawnym kredytobiorcy mogli wytoczy\u0107 pow\u00f3dztwo, zgodnie z art. 30 k.p.c., jedynie przed s\u0105d w\u0142a\u015bciwy dla siedziby danego banku b\u0105d\u017a ewentualnie przed s\u0105d w\u0142a\u015bciwy dla miejsca wykonania umowy (art. 34 k.p.c.). By\u0142o to nie tylko uci\u0105\u017cliwe dla kredytobiorc\u00f3w, ale r\u00f3wnie\u017c powodowa\u0142o ,,zalew\u201d poszczeg\u00f3lnych ,,wielkomiejskich\u201d s\u0105d\u00f3w ,,sprawami frankowym\u201d (w szczeg\u00f3lno\u015bci w Warszawie), a tam czas oczekiwania na wyrok jest zwykle najd\u0142u\u017cszy.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p align=\"justify\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 W zwi\u0105zku z powy\u017cszym ustawodawca, d\u0105\u017c\u0105c do zr\u00f3wnowa\u017cenia obci\u0105\u017cenia s\u0105d\u00f3w, wprowadzi\u0142 do Kodeksu post\u0119powania cywilnego zmiany, odnosz\u0105ce si\u0119 do w\u0142a\u015bciwo\u015bci s\u0105du.\u00a0 Z punktu widzenia frankowicz\u00f3w kluczowe znaczenie ma nowy art. 37<sup>2 <\/sup>\u00a7 1 i \u00a7 2k.p.c., kt\u00f3ry m\u00f3wi, \u017ce <em>pow\u00f3dztwo o roszczenie wynikaj\u0105ce z czynno\u015bci bankowej przeciwko bankowi [\u2026] mo\u017cna wytoczy\u0107 przed s\u0105d w\u0142a\u015bciwy dla miejsca zamieszkania albo siedziby powoda <\/em>(\u00a71).\u00a0Przepis ten <em>stosuje si\u0119 tak\u017ce do pow\u00f3dztwa przeciwko bankowi hipotecznemu lub jego nast\u0119pcy prawnemu o roszczenie wynikaj\u0105ce z czynno\u015bci banku hipotecznego<\/em> (\u00a72). Wskazana zmiana oznacza, \u017ce kredytobiorcy przys\u0142uguje uprawnienie do wyboru s\u0105du w\u0142a\u015bciwego do rozpoznania sprawy o uniewa\u017cnienie umowy kredytu. Mo\u017ce on wytoczy\u0107 pow\u00f3dztwo, jak dotychczas, na zasadach og\u00f3lnych b\u0105d\u017a przed s\u0105d swojego miejsca zamieszkania albo siedziby. Art. 37<sup>2<\/sup> k.p.c. jest zatem niejako uk\u0142onem ustawodawcy skierowanym wobec kredytobiorc\u00f3w, a dodatkowo ma sprawi\u0107, \u017ce roz\u0142o\u017cenie ,,spraw frankowych\u201d w s\u0105dach b\u0119dzie bardziej zr\u00f3wnowa\u017cone i odci\u0105\u017cy s\u0105dy znajduj\u0105ce si\u0119 w tych najwi\u0119kszych miastach.<\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bff6c67 elementor-widget elementor-widget-heading\" data-id=\"bff6c67\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/iglinski.pl\/index.php\/media\/\">Wi\u0119cej artyku\u0142\u00f3w...<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d73783 elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"2d73783\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 511.496 511.496\" style=\"enable-background:new 0 0 511.496 511.496;\" xml:space=\"preserve\"><g>\t<g>\t\t<g>\t\t\t<path d=\"M453.615,151.355l28.288-14.96c-5.317-10.048-11.293-19.733-17.888-28.992l-26.064,18.576     C443.731,134.08,448.964,142.557,453.615,151.355z\"><\/path>\t\t\t<path d=\"M419.055,102.891l23.36-21.872c-7.775-8.306-16.092-16.089-24.896-23.296l-20.256,24.768     C404.971,88.8,412.252,95.615,419.055,102.891z\"><\/path>\t\t\t<path d=\"M495.791,167.563l-30.032,11.04c42.696,116.111-16.819,244.849-132.93,287.544     c-116.111,42.696-244.849-16.819-287.544-132.93S62.104,88.369,178.214,45.674c64.469-23.706,136.251-16.523,194.744,19.49     l16.816-27.2C269.496-36.048,111.992,1.46,37.981,121.739S1.477,399.521,121.756,473.533     c120.279,74.011,277.783,36.504,351.794-83.775C514.62,323.013,522.816,241.123,495.791,167.563z\"><\/path>\t\t\t<polygon points=\"351.455,159.899 351.455,127.899 191.455,127.899 191.455,319.899 127.455,319.899 127.455,351.899      191.455,351.899 191.455,415.899 223.455,415.899 223.455,351.899 287.455,351.899 287.455,319.899 223.455,319.899      223.455,255.899 319.455,255.899 319.455,223.899 223.455,223.899 223.455,159.899    \"><\/polygon>\t\t<\/g>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> 7 listopada 2019 r. to wa\u017cna data dla frankowicz\u00f3w. Tego dnia uzyskali oni kompetencj\u0119 do uruchomienia procedury uniewa\u017cnienia (w ca\u0142o\u015bci b\u0105d\u017a w cz\u0119\u015bci) umowy kredytu hipotecznego przed s\u0105dem, w okr\u0119gu kt\u00f3rego zamieszkuj\u0105.<\/p>\n","protected":false},"author":1,"featured_media":768,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"uagb_featured_image_src":{"full":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-e1577557095426.jpg",1920,1080,false],"thumbnail":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-150x150.jpg",150,150,true],"medium":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-300x169.jpg",300,169,true],"medium_large":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-768x432.jpg",768,432,true],"large":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-1024x576.jpg",1024,576,true],"1536x1536":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-e1577557095426.jpg",1536,864,false],"2048x2048":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-e1577557095426.jpg",1920,1080,false],"blog-list-post-size":["https:\/\/iglinski.pl\/wp-content\/uploads\/2019\/12\/20190803_152241-e1577557095426.jpg",350,197,false]},"uagb_author_info":{"display_name":"amilek","author_link":"https:\/\/iglinski.pl\/index.php\/author\/mczarniecki\/"},"uagb_comment_info":0,"uagb_excerpt":"7 listopada 2019 r. to wa\u017cna data dla frankowicz\u00f3w. Tego dnia uzyskali oni kompetencj\u0119 do uruchomienia procedury uniewa\u017cnienia (w ca\u0142o\u015bci b\u0105d\u017a w cz\u0119\u015bci) umowy kredytu hipotecznego przed s\u0105dem, w okr\u0119gu kt\u00f3rego zamieszkuj\u0105.","_links":{"self":[{"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/posts\/813"}],"collection":[{"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/comments?post=813"}],"version-history":[{"count":6,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/posts\/813\/revisions"}],"predecessor-version":[{"id":1126,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/posts\/813\/revisions\/1126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/media\/768"}],"wp:attachment":[{"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/media?parent=813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/categories?post=813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/iglinski.pl\/index.php\/wp-json\/wp\/v2\/tags?post=813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}